A Surprising Tool To Help You FULL COVERAGE DENTAL INSURANCE​

we're not going to pay for that x-ray FULL COVERAGE DENTAL INSURANCE​ we did it six months ago okay and then you have of course your age limitations you have the once again the annual maximum the trump card that trumps everything else so there's lots of different reasons.

that the free affordable full coverage dental insurance cleaning may not really be free myth number two if my insurance doesn't pay for it I must not really need it well I think we all know that myth like we said in the very beginning dental insurance is not intended to be comprehensive or universal coverage that's never been the intention the intention is that.

it is a defined benefit plan you're essentially paying a premium in order to have a set amount of dollars to spend you know like in the example we talked about you're paying three hundred and sixty dollars a year to get a thousand dollars in benefit that's it it's never intended to pay everything so always kind of keep in mind you know.

it's really almost like a FULL COVERAGE DENTAL INSURANCE​ thousand dollar coupon or discount off of whatever you know the insurance company is in business to make money and that's fine I mean that's hey we know this that's no secret but you've always got to remember their job is to keep their costs lower than what they're bringing in and premiums right.

I mean that's how they make money they have to collect more cost of full coverage dental insurance in premiums than they pay out in claims so you know their primary concern is not your dental health so just we always encourage our patients don't let the insurance company dictate the level of care that you receive all right a few more terms and concepts missing tooth claws.

This one gets a lot of folks you know someone will come in with a tooth that's been missing for several years and they'll say hey I'd like to get a bridge or an implant to replace that tooth it's been gone forever and you know it didn't used to bother me but I really I really would like to replace.

That tooth and I was thinking I might go get some insurance so FULL COVERAGE DENTAL INSURANCE​ it would help pay for that bridge unfortunately the vast majority of plans have something called a missing tooth clause that says if the tooth was missing before you started this plan we're not gonna pay to replace that tooth okay so just always be aware of that before you run out and and sign up waiting periods same thing you know you come in with a toothache