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Writer's pictureDental Helps

Truth Of Cheap Dental Insurance

cheap dental insurance with the patient so for example my grandmother had Medicare as her primary insurance meaning cheap dental insurance her main insurance so.


That got billed first and then she also had blue cross and blue shield so after Medicare got the bill and decided what they would pay for the stuff that was left over would get sent in to Blue Cross and Blue Shield and blue cross and blue shield would pay the rest now Medicare is.


A government insurance blue cross and blue shield is not so that means she had to pay the premium to have the Blue Cross and Blue Shield supplement insurance it's sucky okay their way up we're almost done look .


We're almost done it's not that bad okay so a pre-existing condition is something that you already have that an insurance company can refuse to cover so for example um I told you about that Edna plan .


That i took out by myself when i was in between jobs and you will if you know me you know i have a history of migraines that I've suffered with forever so when I applied for this aetna plan they asked you if .


They can contact your physicians and pull your medical records and you have to give them permission to do it so aetna sends me a decision letter and they say you have you can have at my insurance however migraines have been identified as a pre-existing condition so that means that


We will pick we will not pay for anything that relates to migraines no office visits that even mention migraines no medicines for migraines no brain scans for migraines nothing at all but will pay for the rest usually .


This is what really aggravates people because if I have a history of migraines maybe I want the insurance so that I can go get tested for migraines this is a big selling point you might have seen like Alex Trebek ax .


Those insurance commercials for old people and they're like no pre-existing conditions you'll be approved no health questions this is what they're talking about so if you have a condition prior to getting that insurance the insurance can refuse to cover anything .

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